AUTOMATIC INSURANCE

For you “road warriors” who spend a lot of time out of town, did you know that you can buy hospital/medical insurance coverage that will automatically protect you no matter how often you travel? What’s more, you can expand the policy to cover your entire family.* Whether you are travelling on business, doing a bit of cross-border shopping, or headed out on a vacation, our travel insurance’s Annual Medical plan will provide constant and automatic protection.

When a travel emergency occurs, many of us assume that we will be covered by BC Med, credit cards, or a company group plan. But there are some major gaps in these plans. For example, typically, BC Med and employee benefit plans provide limited payments for emergency medical expenses abroad. Furthermore, BC Med and many other extended plans do not:

• Pay up front
• Cover a number of important risks, like emergency travel back to Canada
• Offer easy-to-reach, real time emergency assistance 24/7

We recommend you never leave the province without adequate hospital/medical insurance coverage; and if you have a group plan or extra credit card coverage, check with these companies to find out what major “loop-holes” they have. You will probably be surprised.

To add in an extra layer of safety, consider buying one of our multi-trip annual plans. You’ll never again worry about crossing the border forgetting to purchase insurance. Your options are either a standard annual medical plan or an all-inclusive annual package, which covers, in addition to emergency medical, cancellation and interruption, baggage, flight, and travel accident insurance. Either way, these plans make travel simpler, safer, and cheaper than the pay-as-you-go approach. Call your agent for a quote on the plan that is best for you.

*Includes spouse and/or unmarried dependent children under 21 years of age, or under 26 years of age if full-time student or mentally or physically handicapped and over 20 years old.